Credit checks in Ghana fell 12% in 2025 to over 25 million, Bank of Ghana report says
Fewer traditional loan checks drove the drop, even as lenders leaned harder on credit bureau services because of digital lending.
Cedi rate today
What the Ghana cedi is worth against the US dollar, the British pound and the euro, refreshed through the day.
- US dollar: GH₵11.71 per US dollar (up 0.2%)
- British pound: GH₵15.53 per British pound (up 0.6%)
- Euro: GH₵13.28 per euro (up 0.3%)
Latest cedi news
Bank of Ghana holds policy rate at 14% as lending costs fall sharply
Average borrowing rates dropped from 24.2% a year ago to 15.9%, but the central bank warns that lower benchmark rates do not automatically cut what banks charge.
Bank of Ghana holds policy rate at 14% for a third straight meeting as inflation edges up
The rate-setting committee voted without dissent to stand pat, pointing to oil prices and pressure on the external position even as domestic activity stays firm.
Bank of Ghana says bad loans fell to 15.7% while inflation edged up to 5.0%
The central bank also told lenders to bring their own bad-loan ratios down to 10% by the end of December 2026.
Bank of Ghana flags gold export slowdown and thinner reserves as MPC weighs 14% policy rate
Governor Johnson Pandit Asiama said the central bank will make rebuilding reserves a focus, with a current account deficit expected in the third quarter.
Bank of Ghana to launch Heritage Series cedi notes on 3 November as old notes stay valid
The upgraded set keeps all eight denominations up to GH₵200, and the central bank says no GH₵500 note is planned.
Tano North MP Boako questions whether GoldBod gold model can sustain cedi and reserves
Dr Gideon Boako says a strong August is not proof the new system can withstand tougher market conditions.
Cedi's slide against the dollar deepens as import demand builds towards Christmas
Estimates of the cedi's loss this year range from about 8% to just over 10%, while the Bank of Ghana calls the swings normal market behaviour.
GoldBod denies rift with Bank of Ghana after Governor Asiama says he left its board
Matilda Asante-Asiedu, who is second deputy to the Governor, now sits on the board for the central bank, while the NPP's conflict-of-interest questions linger.